Welcome to my Blog !

This is the place to find helpful resources for the home buyer and seller. I hope you find this information useful !

 

April 13, 2017

Downsizing? Retiring? Empty Nester? Here's Information You Need

Downsizing? Retiring? Empty Nester?

For whatever the reason, you've decided to downsize. Now the question is, " What do I do with all this STUFF ! "

Welcome to the future. The kids are gone....and all of a sudden you are family of one or two rattling around in a house that is bigger than you need or have the energy or desire to maintain.

We made the decision to downsize at our house so I went out and bought a book......then another......and another.  And so we began the journey.  It's been very exciting, a lot of fun, and it's still on-going.

I realized there are a lot of people out there considering, or already doing the same thing.  Why not share the information and books with everyone.  So I made a list of these books.  Click the book cover below for your free copy.

 

 

Dec. 28, 2016

Home Equity Conversion Mortgage

Turn Your Home Equity into Cash Using a Home Equity Conversion Mortgage.

Do you own your own home ?  Are you at least 62 years old ?

Would you like to remain in your home for as long as possible with no monthly mortgage payments  --  only paying taxes, insurance, HOA fees, and maintenance  -- and have extra cash to spend as you please ?

If you answered yes to the above questions, you might be a good candidate for the newly-improved Home Equity Conversion Mortgage ( HECM ) program insured by the Federal Housing Administration ( FHA ).

The HECM mortgage can be used to :

        Convert the equity in  your home into cash to pay bills and improve the quality of life.

        Pay off a current mortgage ( if you have one ) while retaining ownership of your home.

        Purchase a retirement home, or downsize, or upsize.

        Set up ongoing monthly income payments.

        Establish a line of credit.

        Or set up combinations of the above.

 Everyone has a different situation, sets of needs, wants, and challenges.   Contact  us for more information about converting  your home equity into  cash.

Please remember....If you have real estate questions.....we have answers.  Call us, text us, email us. We're here to help. Robert Kroon  602-390-0861 eMail at RobertKroon@Realty Executives.com

Oct. 12, 2016

October Real Estate Market News

Where We Answer Your Real Estate Questions

 

People are always asking me, " What's the interest rate these days?"  Truth is, there are several factors that affect home loan interest rates.  In the below video we take a look at the  Top 5 Things That Affect Home Loan Interest Rates.

 

 October Market Minute

 

Please remember....if you have real estate questions....we have answers.  Call us, text us, email us. We're here to help.  Robert Kroon  602-390-0861  email  RobertKroon@RealtyExecutives.com

Posted in Videos
Sept. 9, 2016

September Real Estate Market News

Where We Answer Your Real Estate Questions

 

Whever I go, I'm always asked the question, " How's the real estate market, Robert ?"In this issue, we discuss how the real estate market looks on September 1, 2016 and the forces at work in the current market.

 

 

Please remember....if you have real estate questions....we have answers.  Call us, text us, email us. We're here to help.  Robert Kroon  602-390-0861  email  RobertKroon@RealtyExecutives.com

Posted in Videos
May 3, 2016

Buying a Home - Part 1

Buying a home is an exciting time, but the homebuying process can also be complex. Many factors affect how long the purchasing process actually takes, but there are a few steps that are universal in most home purchases:

Decide if you’re ready: determine your financial readiness and become a good mortgage candidate. Get a pre-approval letter and set your budget: a preapproval letter tells sellers that a lender believes you qualify for a specific mortgage, thus speaking to your buying power. Decide on a property: A real estate professional can help you narrow down potential properties after you determine your budget and what you really want in a home. Make an offer: Your budget isn’t just about price; you can also negotiate necessary repairs, which party pays for closing costs and other items.

Posted in Videos
May 2, 2016

Buying a Home - Part 2

You made an offer on a home and the seller has accepted. There are still some steps to complete before you can close the transaction and move in.

Sign a purchase agreement: Also called a sales contract, this document outlines the details of the sale and is held by your attorney or escrow officer until the transaction closes. Inspect the home: You may wish to schedule a buyer’s home inspection, wherein you can get a professional opinion of the condition of the home. Check repairs and prepare to close: A final walk-through of the home will help you make sure that agreed-upon repairs were made and other items in the purchase agreement were fulfilled. Close the transaction: At closing, your lender may require you to purchase homeonwers insurance. This is also when you can purchase an owner’s policy of title insurance, which will help protect you from past issues that could affect your ownership rights.

Posted in Videos
April 12, 2016

Changed your Address? Here's who needs to know.

Moving in to your new home ?  Sold your home and leaving ?

Changing your address is easy when you know who needs the information. Here's a checklist of people, businesses and organizations who will need to know you have moved.

For your copy of the full checklist, click the button below.

Posted in Buyer Tips, Seller Tips